All Systems Operational

Uptime over the past 90 days. View historical uptime.
API Operational
90 days ago
100.0 % uptime
Today
Portal Operational
90 days ago
100.0 % uptime
Today
Canada payment methods Operational
90 days ago
99.99 % uptime
Today
Visa Direct Operational
90 days ago
100.0 % uptime
Today
Interac Operational
90 days ago
99.96 % uptime
Today
Eletronic Funds Transfer - EFT Operational
90 days ago
100.0 % uptime
Today
Credit Card Operational
90 days ago
100.0 % uptime
Today
U.S. payment methods Operational
90 days ago
100.0 % uptime
Today
Standard ACH Operational
90 days ago
100.0 % uptime
Today
Same-day ACH Operational
90 days ago
100.0 % uptime
Today
RTP Operational
90 days ago
100.0 % uptime
Today
FedNow Operational
90 days ago
100.0 % uptime
Today
Credit Card Operational
90 days ago
100.0 % uptime
Today
Debit Card - Push to card Operational
90 days ago
100.0 % uptime
Today
Operational
Degraded Performance
Partial Outage
Major Outage
Maintenance
Major outage
Partial outage
No downtime recorded on this day.
No data exists for this day.
had a major outage.
had a partial outage.

No incidents or maintenance related to this downtime.

Scheduled Maintenance

Scheduled Maintenance - Interac Jan 27, 2026 06:00-11:00 UTC

Please be advised that INTERAC is performing scheduled maintenance on Tuesday, January 27 at 1:00AM EST to 6:00AM EST.

During the maintenance window, INTERAC may experience approximately 40 minutes of downtime between 2:00AM EST and 4:00AM EST, however, every effort will be taken to minimize this service interruption.

Thank you for your understanding
Posted on Jan 14, 2026 - 20:16 UTC

Scheduled Maintenance - Visa Direct Jan 29, 2026 08:00-11:00 UTC

Please be advised that our banking processor for Visa Direct will be performing scheduled maintenance on Thursday, January 29th at 3:00 AM EST to 6:00 AM EST.

During the maintenance window, the service will experience approximately 30 minutes of downtime, but every effort will be taken to minimize this interruption.

Thank you for your understanding
Posted on Jan 20, 2026 - 15:02 UTC
Jan 26, 2026

No incidents reported today.

Jan 25, 2026

No incidents reported.

Jan 24, 2026

No incidents reported.

Jan 23, 2026

No incidents reported.

Jan 22, 2026
Interac Transactions - Stuck "In Progress"
Resolved - We are happy to report that the issue with the Interac transactions has been resolved and no further issues have occurred. We thank you for your understanding while we worked through this issue and appreciate all your feedback while we conducted our investigations.

Thank you
Jan 22, 23:26 UTC
Monitoring - The issue with Interac has been corrected and thus transactions are moving accordingly. We are still monitoring, however, if you are still experiencing an issue, please contact support@zumrails.com.

Thank you for your understanding
Jan 22, 22:27 UTC
Identified - The issue with Interac transactions has been identified and a fix is currently underway. Some transactions are completing now, but we will update you as we get further updates.

Thank you for your understanding
Jan 22, 21:58 UTC
Investigating - Please be advised that we're investigating an issue where several Interac transactions are stuck "In Progress". We've escalated this to our partner bank to which they are investigating the root cause and we will inform you when we have updates.

Thank you for your understanding
Jan 22, 20:10 UTC
Scheduled Maintenance - Interac
Completed - The scheduled maintenance has been completed.
Jan 22, 11:00 UTC
In progress - Scheduled maintenance is currently in progress. We will provide updates as necessary.
Jan 22, 06:00 UTC
Scheduled - Please be advised that Interac will be performing scheduled maintenance on Thursday, January 22nd at 1:00 AM EST to 6:00 AM EST.

The service may experience approximately 10 minutes of service degradation between 2:00AM and 2:10AM, but every effort will be taken to minimize this interruption.

Thank you for your understanding
Jan 7, 18:43 UTC
Jan 21, 2026

No incidents reported.

Jan 20, 2026

No incidents reported.

Jan 19, 2026

No incidents reported.

Jan 18, 2026

No incidents reported.

Jan 17, 2026

No incidents reported.

Jan 16, 2026

No incidents reported.

Jan 15, 2026
Scheduled Maintenance - Interac Option 2 (email/URL flow)
Completed - The scheduled maintenance has been completed.
Jan 15, 10:30 UTC
In progress - Scheduled maintenance is currently in progress. We will provide updates as necessary.
Jan 15, 09:00 UTC
Scheduled - Please be advised that our banking processor for Interac Option 2 (email/URL flow) will be performing scheduled maintenance on Thursday, January 15th at 4:00 AM EST to 5:30 AM EST.

The service may experience an outage during this time, but every effort will be taken to minimize this interruption.

Thank you for your understanding
Jan 7, 18:44 UTC
Jan 14, 2026

No incidents reported.

Jan 13, 2026

No incidents reported.

Jan 12, 2026

No incidents reported.

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